{"id":4776,"date":"2026-08-30T11:01:08","date_gmt":"2026-08-30T08:01:08","guid":{"rendered":"https:\/\/www.kirsehirses.com\/?p=4776"},"modified":"2026-08-30T11:03:02","modified_gmt":"2026-08-30T08:03:02","slug":"atmlerde-dijitallesme-dayatmasi","status":"publish","type":"post","link":"https:\/\/www.kirsehirses.com\/index.php\/2026\/08\/30\/atmlerde-dijitallesme-dayatmasi\/","title":{"rendered":"ATM&#8217;LERDE D\u0130J\u0130TALLE\u015eME DAYATMASI"},"content":{"rendered":"<div class=\"xdj266r x14z9mp xat24cr x1lziwak x1vvkbs x126k92a\">\n<div dir=\"auto\">ATM&#8217;LERDE D\u0130J\u0130TALLE\u015eME DAYATMASI<\/div>\n<\/div>\n<div class=\"x14z9mp xat24cr x1lziwak x1vvkbs xtlvy1s x126k92a\">\n<div dir=\"auto\">Bankalar\u0131n y\u00fckselen lojistik maliyetleri gerek\u00e7esiyle ATM&#8217;lerde 20 ve 50 TL&#8217;lik banknotlar\u0131 azaltmas\u0131 finans sekt\u00f6r\u00fcnde tart\u0131\u015fma yaratt\u0131.<\/div>\n<\/div>\n<div class=\"x14z9mp xat24cr x1lziwak x1vvkbs xtlvy1s x126k92a\">\n<div dir=\"auto\">Z\u0131rhl\u0131 ara\u00e7 ta\u015f\u0131ma masraflar\u0131n\u0131 d\u00fc\u015f\u00fcrmek amac\u0131yla haznelere a\u011f\u0131rl\u0131kl\u0131 olarak 100 ve 200 TL yerle\u015ftirilmesi, bankalar i\u00e7in verimlilik hamlesi gibi g\u00f6r\u00fcnse de t\u00fcketici aleyhine bir &#8220;zorunlu dijitalle\u015fmeye&#8221; d\u00f6n\u00fc\u015f\u00fcyor.<\/div>\n<\/div>\n<div class=\"x14z9mp xat24cr x1lziwak x1vvkbs xtlvy1s x126k92a\">\n<div dir=\"auto\">K\u00fcsuratl\u0131 para \u00e7ekiminin engellenmesi; pazaryerleri, mahalle esnaf\u0131 ve toplu ta\u015f\u0131ma gibi nakdin aktif kullan\u0131ld\u0131\u011f\u0131 alanlarda i\u015fleyi\u015fi kilitliyor.<\/div>\n<\/div>\n<div class=\"x14z9mp xat24cr x1lziwak x1vvkbs xtlvy1s x126k92a\">\n<div dir=\"auto\">Vatanda\u015flar ihtiya\u00e7 fazlas\u0131 nakit \u00e7ekmeye veya kartl\u0131 \u00f6demeye zorlan\u0131rken, bu durum bireylerin nakde eri\u015fimini s\u0131n\u0131rland\u0131r\u0131yor.<\/div>\n<\/div>\n<div class=\"x14z9mp xat24cr x1lziwak x1vvkbs xtlvy1s x126k92a\">\n<div dir=\"auto\">\u00d6zellikle teknolojiye eri\u015fimi k\u0131s\u0131tl\u0131 olan ya\u015fl\u0131 n\u00fcfus ve kart tercih etmeyen kesimler bu tablodan olumsuz etkileniyor.<\/div>\n<\/div>\n<div class=\"x14z9mp xat24cr x1lziwak x1vvkbs xtlvy1s x126k92a\">\n<div dir=\"auto\">Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn kendi maliyetini d\u00fc\u015f\u00fcrmek ad\u0131na nakit mekanizmas\u0131n\u0131 zorla\u015ft\u0131rmas\u0131, harcama tercihlerine m\u00fcdahale olarak yorumlan\u0131yor.<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>ATM&#8217;LERDE D\u0130J\u0130TALLE\u015eME DAYATMASI Bankalar\u0131n y\u00fckselen lojistik maliyetleri gerek\u00e7esiyle ATM&#8217;lerde 20 ve 50 TL&#8217;lik banknotlar\u0131 azaltmas\u0131 finans sekt\u00f6r\u00fcnde tart\u0131\u015fma yaratt\u0131. Z\u0131rhl\u0131 ara\u00e7 ta\u015f\u0131ma masraflar\u0131n\u0131 d\u00fc\u015f\u00fcrmek amac\u0131yla haznelere a\u011f\u0131rl\u0131kl\u0131 olarak 100 ve 200 TL yerle\u015ftirilmesi, bankalar i\u00e7in verimlilik hamlesi gibi g\u00f6r\u00fcnse de t\u00fcketici aleyhine bir &#8220;zorunlu dijitalle\u015fmeye&#8221; d\u00f6n\u00fc\u015f\u00fcyor. K\u00fcsuratl\u0131 para \u00e7ekiminin engellenmesi; pazaryerleri, mahalle esnaf\u0131 ve toplu [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4783,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4776","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/posts\/4776","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/comments?post=4776"}],"version-history":[{"count":1,"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/posts\/4776\/revisions"}],"predecessor-version":[{"id":4778,"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/posts\/4776\/revisions\/4778"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/media\/4783"}],"wp:attachment":[{"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/media?parent=4776"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/categories?post=4776"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kirsehirses.com\/index.php\/wp-json\/wp\/v2\/tags?post=4776"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}